General Terms and Conditions of Use of the 4P Finance Website

The services of B4U Soluções de Cobrança e Pagamentos Ltda are provided by the legal entity with the following corporate name: B4U Soluções de Cobrança e Pagamentos Ltda, trading as 4P Finance, registered under CNPJ No. 46.977.494/0001-60, and holding the intellectual property rights to the software, website, applications, content, and other assets related to the platform https://4p.finance/.

1. Purpose

The platform aims to license the use of its software, website, applications, and other intellectual property assets, providing tools to assist and streamline users' daily activities.

The platform is characterized by offering peer-to-peer (P2P) cryptocurrency trading services, as well as gateway services for fiat and crypto, and cryptocurrency payment links via its API.

2. Acceptance

This Term establishes obligations freely and voluntarily agreed upon, for an indefinite period, between the platform and the natural or legal persons who are users of the website.

By using the platform, the user fully accepts these rules and undertakes to comply with them, under the risk of applicable penalties.

Acceptance of this instrument is essential for access to and use of any services provided by the company. If the user does not agree with the provisions of this instrument, they must not use them.

3. User Access

All technical solutions at the disposal of the platform operator will be used to allow access to the service 24 hours a day, 7 days a week. However, navigation on the platform or any of its pages may be interrupted, limited, or suspended for updates or any action necessary for its proper functioning.

5. Services

The platform may provide the user with a specific set of functionalities and tools to optimize the use of its services and products.

Transfers of funds to the wallet or bank account will be made within 6 hours if the request is made between 6:00 and 22:00, 7 days a week, subject to PIX schedules and limits, and may be extended in exceptional cases. In the event of technical impossibility, the funds will be returned to the client. If a refund of amounts received via PIX is required, the reimbursement will be made, preferably, through the same PIX key used for the original transfer. If such key is unavailable or inactive at the time of refund, the amount will be returned to one of the PIX keys linked to the sender's CPF or CNPJ, based on the available registration data, at the discretion of 4P Finance. The User acknowledges and agrees to this procedure, releasing the company from any liability for any inability to refund due to inconsistencies or absence of valid and active PIX keys linked to their CPF or CNPJ.

6. Prices

The platform reserves the right to unilaterally adjust service fees at any time without prior consultation or consent from the user.

The applied rates are those in effect at the time of the request. Fees charged may vary according to blockchain usage but will always be communicated to users in advance.

7. Support

If you have any questions, suggestions, or issues using the platform, you may contact support via email at contato@4p.finance or through WhatsApp at +55 81 98975-0427.

8. Responsibilities

The user is responsible for the proper use of the platform and the services offered, as well as for protecting their account access credentials.

4P Finance is responsible for indicating the characteristics of the service, any defects and faults found in the service provided, and the information that has been disclosed by it.

11. Copyright

These Terms of Use grant users a non-exclusive, non-transferable, and non-sublicensable license to access and make use of the platform and the services and products provided.

The website structure, trademarks, logos, trade names, and other information of 4P Finance are duly reserved in accordance with applicable laws.

12. Sanctions

4P Finance may warn, suspend, or cancel the access of any user or company that violates any provision of these Terms.

13. Declarations

The user declares that they act in compliance with all laws and regulations related to combating and preventing corruption, money laundering, and the financing of terrorism.

14. Termination

Failure to comply with the obligations agreed upon in these Terms may result in immediate unilateral termination by 4P Finance.

15. Amendments

The items described in this instrument may be unilaterally amended by 4P Finance to comply with new legal requirements. Amendments will be published on the website https://4p.finance/.

16. Privacy Policy

The user must consent to the provisions contained in the Privacy Policy presented on the platform.

17. Jurisdiction

Brazilian law shall fully apply to the resolution of disputes arising from this instrument.

Any disputes must be brought before the court of the district where the company's headquarters are located.